Death is the only certainty in life; it comes for both the rich and the poor alike. The wisest people are those who are well-informed and prepared, even if they don’t fear death. Paying for one’s own funeral has become an essential part of legacy planning in modern society—an important consideration for everyone, regardless of wealth or age.
As our Singaporean government advocates financial preparedness, it raises an important question: What happens to your money when you pass away? Equally important, have you considered what final funeral arrangements you would like?
In Singapore, just like in most developed countries, death comes with a significant financial cost. It is, therefore, crucial to understand and plan for funeral services, pricing, and arrangements while you are still capable of making these decisions. Here’s what you need to know about the cost of holding a funeral in Singapore.
Certificate of Cause of Death (CCOD)
When someone passes away, the witness is legally required to report the death to the relevant authorities within 24 hours. There are two main categories of death: natural and unnatural.
For natural deaths, a certified doctor will issue a Certificate of Cause of Death (CCOD). Calling the police and conducting an investigation is necessary if a death appears to be unnatural. The cost of obtaining a CCOD starts at S$250.
When registering a death certificate, you will need to prepare the following:
- All medical documents related to the deceased person.
- All identification documents of the deceased and the person notifying, such as NRIC, passport, birth certificate, etc.
If the deceased died outside Singapore
In such cases, the person concerned must register the death with the Singapore consulate or embassy in the respective country. You can visit the Ministry of Foreign Affairs’ (MFA) website for more detailed information.
The embassy will then assist in repatriating the deceased’s body to Singapore.
The cost of repatriating a deceased person’s remains to Singapore varies based on several factors and cannot be precisely determined in this article. However, you can expect the expenses to range from S$5,000 to S$15,000 or more. The actual costs depend on factors such as the country of origin, the mode of transport, and any additional services required for the transportation process.
To ease potential financial burdens in the event of an unexpected passing, it is advisable to have travel insurance that covers repatriation expenses.
Funeral Director
The cost of a funeral director is one of the important expenses to consider. Choosing the correct funeral director is critical, as he or she plays a vital role in coordinating all aspects of a funeral. The cost of hiring one can vary, depending on the services required and the funeral home.
On average, hiring a funeral director can cost anywhere from S$4,000 onwards, depending on the complexity of the funeral, the level of service, and any additional services.
Additional costs for funeral services
Once you’ve sorted out all the issues, you’ll need to consider other costs, including:
- Basic funeral services:
The basic funeral services include transportation, embalming, dressings, and body preparation. This cost can range from a few hundred to a few thousand Singapore dollars, depending on the funeral home.
- Casket or Urn Price:
The cost of a casket or urn will vary depending on the material, design, and craftsmanship. Caskets can be made from simple materials such as wood or metal to more elaborate designs made from mahogany or bronze. Urns can also be made from various materials such as marble, ceramic, or biodegradable materials.
- Venue rental:
If you choose to rent a venue, you will need to pay for its rental fee. This category includes funeral homes, churches, or community halls. The fee varies depending on the size of the venue. the time of use, etc. Residents who wish to hold funerals at HDB void decks are generally waived by the involved town councils. However, the waiver is subject to availability at the time of application. Utility costs may still be chargeable, depending on individual town councils policies.
- Funeral expenses:
This category includes costs associated with religious or cultural ceremonies. These expenses may be for clergy or officiants, music, flower arrangements, and any other ceremony elements.
- Cremation or burial costs:
If you choose cremation, you will need to pay for the cremation arrangements. Likewise, if you choose burial, there will be land and burial plot fees.
Plan your funeral in advance
Statistics indicate that legacy planning has been on the rise in recent years, with funeral pre-planning becoming an essential part of it. Including funeral pre-planning in your legacy planning can significantly ease the burden on your loved ones and prevent unnecessary family disputes when you pass on.
Start by appointing a funeral director of your choice. It is advisable to meet with several funeral directors before making a decision. Your chosen funeral director should be capable of executing your preferences and requirements even in their absence, as there is always the possibility that you may outlive them.
Funeral directors at Nirvana Memorial Garden provide a comprehensive 360° consultation, recording your preferences with systematic documentation. This process ensures that every aspect of your funeral arrangements is covered, much like how a lawyer executes a will on your behalf.
Schedule an appointment with a Nirvana Funeral Services representative today to learn more.
Aside from funeral pre-planning services, we provide directional advice for other legacy planning services such as will writing, LPA and CPF nomination.
Looking for funeral services with transparent prices? Click here to view and feel free to contact us for more information if needed.
在新加坡举办葬礼所需要多少的费
死亡是有代价的，尽管它的性质非常令人沮丧，但是每个人都最终必须为自己的葬礼付出代价。这就是为什么在做出决定之前，您应该始终考虑葬礼服务价格清单。
通过了解葬礼的成本，您可以轻松地为未来做出计划，省掉一些可有可无的费用。以下是您需要了解的有关在新加坡举办葬礼的成本的一切
死因证明书 (CCOD)
CCOD也是一份证明死者死因的重要文件，它也是新加坡发生任何死亡事件所提供的文件。当有人去世后，目击者务必在24小时内向有关人员注册证书否则他将会面临高达1,500新币罚款，最高一个月的监禁或者两者兼施。另外呢，您还需要考虑这两种类型的死亡，那就是自然死亡或者非自然死亡。这是因为医生只有在确定死者的死因为自然死亡时才能/会签发死因证明书（CCOD）。而另一方面，非自然死亡呢就必须向警方报告，等待警方给出的结果。死因证明书的费用通常在 250 到 300 新币之间，但也有可能会有额外费用。
以下是注册死亡证明书时所需准备的文件：
- 所有与逝者有关的医疗文件。
- 逝者生前所服用的所有药物。
- 逝者和通知人的身份证/护照/出生登记证/身份证明文件
如果逝者是在新加坡境外死亡
在此情况下，有关人员必须在该国的新加坡领事馆或大使馆进行登记，如果需要更详细的资料可以查看MFA官网并查看在该国对应的联系的人员。然后，大使馆将协助将逝者遗体遣送回新加坡。
将逝者的遗体遣送回新加坡的费用因几个因素而异。这些因素包括死亡发生的国家、运输方式（空运或海运）以及所需的任何额外服务。一般来说，遗体遣送费用可能从5,000新币到15,000新币或更高不等。
讣告
讣告是对某人死亡的公告或通知。通常会包括简单的传记和有关葬礼安排的细节。在考虑成本时有两个因素要考虑，撰写者和发布该撰写的媒体。一些家庭选择自己撰写讣告，而另一些家庭则聘请专业人士。费用将取决于他们的收费标准、讣告的长度和复杂程度。发布费用将取决于您选择在哪里发布。一些报纸可能按行收费，而另一些则提供套餐。讣告的起始价格约为1300新币。
殡葬师
殡葬师的费用也是需要考虑的重要费用的其中之一。殡葬师在协调葬礼的各个方面发挥着至关重要的作用。雇用一名殡仪馆的费用可能会有所不同，具体取决于所需的服务和殡仪馆。
平均而言，聘请殡葬师的费用从 4,000 新币到 8,000 新币不等，甚至更多。这还取决于葬礼的复杂程度、服务水平和任何附加服务。
丧葬服务的额外费用
解决完所有问题后，您还需要考虑其他费用，其中就包括：
- 基本殡葬服务：运输、防腐、敷料和尸体准备等服务。费用从几百到几千新币不等，具体取决于殡仪馆的价格。
- 棺材或骨灰盒价格：棺材或骨灰盒的成本将会根据材料、设计和工艺的不同导致价格的差异。棺材的材料基本上都是木材，金属等简单材料到由桃花心木或青铜制成的更精致的设计。骨灰盒也可以由多种材料制成，如大理石、陶瓷或可被生物降解的材料。
- 场地租赁：如果您选择租用场地，您则需要支付场地租赁费用。这当然包括殡仪馆、教堂或社区礼堂。费用取决于场地大小，使用时间等因素而异。
- 葬礼费用：这包括与宗教或文化仪式相关的费用。这些费用可能用于神职人员或司仪、音乐、插花和任何其他仪式元素。
- 火葬或埋葬费用：如果您选择火葬，则需要支付火葬安排费。同样，如果您选择土葬，也会产生土地费和墓地费。
预先规划您的葬礼
预先规划您的葬礼可能是一个明智的决定，可以减轻您亲人的负担。这将使您能够根据自己的喜好和信仰来规划葬礼。首先，您可以从选择一位葬礼师开始。您需要考虑与几位不同的葬礼会面，讨论您的偏好、预算和任何特殊的要求。接下来呢，您需要考虑您比较喜欢的处理方式；如埋葬/土葬或者火化。
每种选择都伴随着一系列费用，包括埋葬的墓地费用或火化的火化安排费用。您还需要决定您偏好的棺材或骨灰盒的类型。
不要忘记制定遗嘱和公积金（CPF）提名。这将确保您的财产和公积金（CPF）储蓄得到妥善处理。请记得告知您的家人您所做的安排。这将避免未来对您葬礼计划的混淆。
结论
殡葬服务价格表可以帮助您了解葬礼安排中涉及的各种费用。这将使您能够做出明智的决定并做出相应的计划。您还应该考虑预先计划自己的葬礼，以避免将来给您所爱的人带来负担。总而言之，葬礼策划涉及很多内容，因此您必须始终对定价结构有清晰的了解。
正在寻找价格透明的殡葬服务？点击这里查看，如果有需要可以随时联系我们以了解更多信息。